India city budget guide · 2026

Pick a monthly budget — see which Indian cities fit

5 tiers covering ₹16k to ₹75k+ monthly. Each page lists the cities matching that budget, sorted cheapest first, with rent ranges + electricity utility.

Under ₹20,000/month

Cities where a single 1BHK + utilities + groceries fits under ₹20k. Best for first-job grads, tier-3 returners, or aggressive savers.

1 city →

Under ₹25,000/month

Cities for ₹6-9 LPA junior roles or comfortable single-tier-2 living.

8 cities →

₹25,000–₹35,000/month

Mid-tier IT capitals: comfortable for mid-level roles in non-Mumbai/non-Bengaluru hubs.

15 cities →

₹35,000–₹50,000/month

Tier-1 metros without Mumbai/Gurugram premiums — Hyderabad, Pune, Delhi, Bengaluru.

8 cities →

Over ₹50,000/month

Premium metro lifestyle: Mumbai, Gurugram, Goa peak season — high cost matched by job density.

3 cities →

Salary rule of thumb: monthly all-in × 2.5 = comfortable gross salary (with 30-40% post-tax savings). E.g. ₹25,000 all-in = ~₹62,500/month gross or ~₹10 LPA CTC.