Monthly Expense Splitter
Track all flatmate expenses — rent, electricity, maid, groceries, and more. See exactly who owes whom at the end of the month.
Flatmates
Quick add common expenses:
Paid by:
Split among:
Paid by:
Split among:
Paid by:
Split among:
Monthly Summary
Total Expenses
₹22,300
Rahul
paid ₹20,800(₹7,433 equal share)
Priya
paid ₹1,500(₹7,433 equal share)
Arjun
paid ₹0(₹7,433 equal share)
Who Owes Whom
Arjun owes Rahul
₹7,433Priya owes Rahul
₹5,933How this works
Each expense tracks who paid and who shares the cost. The tool calculates the net balance for each person and then finds the minimum number of transactions needed to settle all debts — using a greedy simplification algorithm. This mirrors exactly how Niptao works for real groups.
Need to track shared expenses every month?
Niptao is a free bill splitting app — track shared expenses and settle via UPI. No more WhatsApp reminders.
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