Split bills with CRED

Premium UPI for credit-card users; rewards on every UPI payment.

3-step settlement

  1. 1
    Add expense to Niptao
    Tag friends, pick equal or custom split.
  2. 2
    See auto-calculated settlements
    Niptao tells you exactly who pays whom how much.
  3. 3
    1-tap payment via CRED
    Tap "Pay via CRED" — the app opens with amount pre-filled.

Why Niptao for CRED users?

  • Native CRED deep-link
  • Amount and UPI ID pre-filled
  • Free, no signup, zero ads
  • Hindi + English UI

CRED + Niptao = easy

Free · No signup · 1-tap UPI

Get started — it's free

Other UPI apps