Split bills with Paytm

3-step settlement

1. 1
   Add expense to Niptao

   Tag friends, pick equal or custom split.
2. 2
   See auto-calculated settlements

   Niptao tells you exactly who pays whom how much.
3. 3
   1-tap payment via Paytm

   Tap "Pay via Paytm" — the app opens with amount pre-filled.